Portfolio Manager

Bridging Finance & Specialist Mortgages

• Location: London Head Office (Hybrid – 50/50)
  Reporting to: Lending Manager
• Salary: up to £60K

Shape the Future of Specialist Property Finance

We're looking for an experienced Portfolio Manager to join a high-performing Bridging Finance & Specialist Mortgages team. This is an exciting opportunity for someone with a strong background in property lending or development finance who thrives in a fast-paced environment and enjoys building lasting relationships with brokers, customers and colleagues alike.

The Opportunity

As Portfolio Manager, you'll take ownership of an active portfolio of specialist property lending cases, ensuring strong credit stewardship throughout the customer lifecycle.

Working closely with underwriters, relationship managers, brokers and customers, you'll monitor facilities, identify emerging risks, support credit decisions and deliver an exceptional customer experience from completion through to redemption.

No two days are the same, making this an ideal role for someone who enjoys balancing analytical thinking with relationship management.

Main Duties:

• Managing an existing portfolio of bridging and specialist mortgage facilities.
• Monitoring loan expiries, extensions, construction milestones, interest tranches and other key lending events.
• Acting as the primary servicing contact for customers, brokers and internal stakeholders.
• Preparing credit proposals for amendments to existing facilities.
• Conducting cash flow reviews and monitoring cost overruns and project delays.
• Approving drawdowns and payments within delegated authority.
• Producing redemption statements and portfolio reporting.
• Supporting wider team initiatives and continuous improvement projects.

Skills /Experience required:

• Experience in property lending, bridging finance, development finance or specialist banking.
• A strong understanding of property development lending.
• Excellent analytical skills with the ability to assess and present complex information.
• Experience managing customer accounts within a regulated financial services environment.
• Outstanding organisational skills and the ability to manage multiple priorities.
• Excellent written and verbal communication skills.
• A proactive, collaborative approach with a strong customer focus.
• Sound understanding of credit risk and portfolio management principles.
• Willingness to travel nationally for customer and site visits.

Experience with Phoebus, Keystone or Tableau would be advantageous but is not essential.

You'll be joining a specialist bank where expertise is recognised, ideas are valued and careers can flourish.

If you're looking to take the next step in your specialist property finance career and want to make a real impact within a growing bank, we'd love to hear from you.